Credits

For individuals

  • Merging of loans

    Merging of loans

    • Combine any number of products/loans into one
    • Loan interest rate starting from 6.9% per year
    • Your monthly payment will significantly decrease

    This gives you the opportunity to save, significantly reducing your monthly expenses. Come to us and consolidate your existing loans into one with a freely chosen payment schedule for up to 20 years.

  • Loan for acquisition of immovable property

    Loan for acquisition of immovable property

    • Loan amount up to 70% of the property market value
    • Fixed interest rate throughout the term of the entire contract
    • Processing fees included in the total loan amount
    • Individually tailored terms for issuing of the loan for each client
    • Existing real estate can serve as collateral for the acquisition of new real estate.

    Don’t postpone your plans for later, take the first steps towards achieving your goals now. It is a great opportunity to secure a better life for yourself by investing in real estate.

  • Special offer
    Solar panels financing

    Solar panels financing

    • Loan amount up to 200,000 EUR
    • Fixed interest rate of 5.9% per year
    • Repayment term up to 20 years

    We finance any plans related to improving your real estate, including the acquisition and installation of solar panels. If you have considered the idea of equipping your property with solar panels, then this offer is perfect for you. It's a solution that will pay off!

  • Loan for paying invoices

    Loan for paying invoices

    • Special interest rate starting from 2.8% per year
    • Free loan processing
    • Also, payment of overdue utility services or other bills

    Given recent events, price increases, and the rising cost of living, you may need assistance with the payment of utility services and other bills. Don't worry, because we offer you the opportunity, without hidden terms, to receive the necessary funds so that you can settle for the mentioned services.

  • Loans against real estate

    Loans against real estate

    • Fixed interest rate throughout the term of the entire contract
    • Processing fees may be included in the total loan amount
    • Individually tailored terms for issuing of the loan for each client
    • You can use the loan for the realization of any goal

    A favourable credit solution for anyone in need of additional funds for the faster realization of their goals.

  • Loan for acquisition of immovable property in auction

    Loan for acquisition of immovable property in auction

    • Free consultation on the auction process/procedure
    • Loan amount up to 70% of the auction purchase price
    • Individually tailored payment schedule options

    We are the first and perhaps the only ones to offer loans for real estate acquisition at auctions.
    If you have spotted a property you want to purchase at an auction, do not hesitate and delay the realization of your goal; seize this opportunity. We will provide you with support and funds for participation in real estate auctions and bidding.

  • Loan till the sale of immovable property

    Loan till the sale of immovable property

    • Loan repayment term without monthly payments up to 24 months
    • Fixed annual interest rate for the entire term of the agreement
    • Repayment of the loan after the sale of real estate

    You have the opportunity to receive funds while you are still in the process of selling your real estate. To ensure a smooth move to a new home, act wisely and thoughtfully, apply for a free consultation, and we will be happy to assist you.

  • Re-crediting

    Re-crediting

    • Fixed interest rate throughout the term of the entire contract
    • Free loan processing
    • We guarantee better terms for a loan

    Send us the terms of your current loan, and we will offer you better ones.
    If needed, you can also receive an additional loan amount. This is an excellent solution if you want a lower interest rate and smaller monthly payments.

Application for a loan

Data processing:
registration
Loan repayment schedule
Years

Example to pay off a mortgage loan: Sum - 10 000 € Term - 10 years, loan rate 10%, loan control fee 120 €. Monthly payment 137,83 €, Loan agreement preparation fee 310 €, annual interest rate (AIR) 11,58 %

The calculation is exclusively informative. We will prepare and individual proposal after receiving your loan application

  • Consumer loan for your needs

    Favourable offers and flexible loan conditions for private persons. Save money by repaying the borrowed loan with lower interest rates, thereby reducing overall expenses. West Kredit aims to make the process of obtaining a loan simple and fast. With our services, you don’t have to spend long hours waiting in line at the bank or filling out complicated documentation forms. Access to the internet is all you need to apply for a loan online quickly and conveniently from the comfort of your home or office.

  • Wide range of financial loan services

    West Kredit experts are ready to provide comprehensive financial support. Whether you need a consumer loan for utility payments, a loan for real estate acquisition, or re-crediting, we are ready to help find the ideal solution. Learn more about prices of JSC West Kredit loan services here.

  • Choose one of the offered loan services:

    • loan consolidation
    • loan for real estate acquisition
    • financing for the purchase and installation of solar panels
    • loan for utility payments
    • loan for acquisition of property at auction
    • loan for real estate sale
    • re-crediting

    Financial stability and favourable conditions for everyone! Individual approach to every client by reviewing and considering each application carefully. Take a step and try West Kredit loan services today! Don't postpone your financial problems for tomorrow. By filling out the application form, you will provide the necessary information to initiate the loan approval process.

    We provide long-term financial support to ensure everyone achieves financial security.

    Before making a decision on approving a loan for a private person, calculate using the loan calculator and assess your financial capabilities and all risks carefully!

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Calculate your monthly payment

Loans can be simple

Loan repayment schedule
Years

Example to pay off a mortgage loan: Sum - 10 000 € Term - 10 years, loan rate 10%, loan control fee 120 €. Monthly payment 137,83 €, Loan agreement preparation fee 310 €, annual interest rate (AIR) 11,58 %

The calculation is exclusively informative. We will prepare and individual proposal after receiving your loan application

Example to pay off a mortgage loan: Sum - 10 000 € Term - 10 years, loan rate 10%, loan control fee 120 €. Monthly payment 137,83 €, Loan agreement preparation fee 310 €, annual interest rate (AIR) 11,58 %

The calculation is exclusively informative. We will prepare and individual proposal after receiving your loan application